When Jim Walters retired from
Bank of America in December 2001 after decades in the business, he
thought of looking for a similar job. He was just 56, after all.
But in the months after Sept. 11, 2001, few companies were
hiring.
"The headhunters Bank of America connected me to said, 'Don't
bother,'" said Walters, who lives in south Charlotte, N.C. "I had a
year's pay
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