Regardless of how many relationships [1] you've had, you'll notice one thing that never gets easier is managing the financial issues that come with the world of dating [2]. Different money [3] management styles, income, and debt [4] levels are just some of the money [3] matters that the two of you may need to balance. The first step in avoiding the obstacle of financial challenges is to realize that money [3] is a sensitive and potentially problematic component of dating [2] -- and that you need to tackle it head-on. Here are three essentials that'll help keep dollars from destroying your budding relationship.

Talk, Talk, Talk
Money is often a forbidden subject during new or developing dating [2] relationships [1]. Remember, however, that courting is generally an opportunity for you to test the waters before making a more significant commitment to any one person. In order to properly assess your compatibility with your potential partner, you need to understand where he's coming from financially and how he deals with money [3] issues.

Additionally, it's the sensitive nature of financial issues that often makes us subdue discussion of frustrations or stress [5] about money [3]. If you aren't upfront about your money-related anxieties, then your partner may assume that stress [5] comes from somewhere else -- possibly something he did or said. Be upfront and make conversations about finances comfortable and productive.

Be Compassionate
It's a common scenario: One person in a relationship makes much more than the other and often ends up footing the bill for many of your outings and activities together. Regardless of which role you play, it's important to nip in the bud any possible problems that could develop from a large gap in income level.

If you make more money [3] than your honey, sit down and address that you often pay because you enjoy your time together and like bringing her to the places and events that are special to you. If you're the one making less money [3], you may want to acknowledge that you understand that she's paying for the right reasons, but that you'd also like to try to do things from time to time that are in your budget [6] and that you can cover.

Be Independent
Sometimes men and women have lost their financial independence during a long-term dating [2] or partnering situation, only to find themselves in a bad place after that relationship has dissolved. "It is critical that everyone gain the knowledge and professional guidance to actively manage their finances and investments, maintain good credit [7] ratings, and secure their future," says Lisa Caputo, president of Women and Company, a member of Citigroup. This will enable you to maintain your own good financial standing in a dating [2] situation. Do the necessary research and work [3] with financial professionals in your area to make sure you're on track.