Six Ways to Save on Homeowners Insurance

1. Analyze your homeowners insurance to see if there's any
coverage you have that you can do without.

2. Take higher deductibles.

3. Show your insurance company that you're taking action to
reduce the risk of mold-related damage.

4. Condo owners need to know what the condo association covers
so as not to double insure.

5. Buy earthquake insurance from insurance carriers that write
only earthquake insurance. They usually have lower rates than carriers
that offer a variety of policies.

6. Flooding is the most common type of natural disaster,
whether or not you're close to any lake, river or ocean. Consider flood
insurance, even if you're not required to buy it.